Overlapping oversight
Consumer finance, payments, money transmission, privacy, cybersecurity and financial-crime obligations may come from different authorities.
RegWatch for Fintech Companies
Monitor fintech regulatory change across products, licenses and partnerships.
Build a watchlist for the federal, state, payments, privacy, licensing, BSA/AML, sanctions and bank-partnership sources your company selects. RegWatch organizes what changed, relevant dates, source links and affected topics, then helps owners review policies and controls when useful.
No credit card required for the free monitoring account.
Regulatory change command center
CFPB Rules & GuidanceBSA/AMLOFAC SanctionsGLBA SafeguardsState LicensingRegulation EPCI DSSBank Partnership Guidance
Why RegWatch
Fintech compliance is not one rulebook.
Requirements can depend on the product, customer, transaction flow, license, jurisdiction and bank or payments partner. RegWatch brings the selected sources into a consistent monitoring and review process.
Product-by-product complexity
A lending feature, wallet, card program, remittance flow or embedded finance service can create a different set of sources to track.
Licenses and partners matter
State licenses, sponsor-bank arrangements, processors and network rules can add separate monitoring and evidence responsibilities.
Too much noise, too little context
A raw alert is not enough. Reviewers need the source, dates, affected topics and a practical path for assigning follow-up.
Monitoring Coverage
Build a watchlist around how your fintech actually operates.
Select the jurisdictions, products, licenses, standards and supervisory sources that matter to your business. Expand coverage as services, partners and obligations change.
Consumer finance and fair lending
Selected CFPB rules and guidance, including materials related to lending, servicing, disclosures, credit reporting, fair lending and unfair, deceptive or abusive acts or practices.
Payments and electronic transfers
Selected Electronic Fund Transfer Act and Regulation E materials, prepaid and remittance topics, ACH and Nacha rules, and PCI DSS sources when relevant.
BSA/AML and sanctions
Selected FinCEN Bank Secrecy Act and anti-money laundering materials for applicable financial institutions or money services businesses, plus OFAC sanctions sources.
State licensing and supervision
Selected state money transmission, consumer lending, servicing and other nonbank licensing sources, including relevant NMLS and state-regulator materials.
Privacy and cybersecurity
Selected GLBA and FTC Safeguards Rule materials, state privacy and breach requirements, and NYDFS Part 500 sources for covered entities where relevant.
Bank partnerships and third-party risk
Selected OCC, FDIC and Federal Reserve guidance relevant to third-party relationships, deposit arrangements, due diligence and ongoing oversight.
Monitor availability and applicability vary by source, jurisdiction, product and organization. Your team chooses the watchlist it wants RegWatch to follow.
How RegWatch Works
Move from “something changed” to a focused fintech review process.
Select your monitors, receive organized change intelligence and optionally connect policies and controls for assessment.
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1
Select your monitors
Choose the agencies, regulations, standards, licensing sources, networks and jurisdictions relevant to your products.
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2
Review focused change summaries
See what changed, relevant dates, affected topics, source links and suggested review areas.
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3
Connect policies when useful
Upload and assign compliance, privacy, security, product or operational policies to the monitors they support.
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4
Assess gaps and document action
Review potential policy gaps, assign ownership, capture next steps and organize supporting evidence.
Illustrative workflow
New Update
A fintech requirement changes. Your team sees the context.
1
Monitor
Selected source
Actively monitoring
RegWatch follows the rule, bulletin, guidance, license source or standard your team selects.
2
Detect
Change identified
Change Alert Detected
Fintech Regulatory Update
New
+
Requirement updated
Source captured and compared with the previous version.
The update is captured, summarized and organized so reviewers can focus on what changed.
3
Review
Context delivered
RegWatch Review
Ready for your team
Ready
SummaryWhat changed
Key datesWhen it matters
PoliciesWhat to review
Next stepsWho owns action
Assigned to compliance, IT and legal reviewers
Your team receives a focused review package instead of another unstructured alert.
Built for Fintech Companies
One monitoring approach for fast-moving products and multi-state obligations.
RegWatch can support teams with different products, licenses, partner relationships and jurisdictional requirements—without forcing every business line into the same watchlist.
Create your free monitoring accountDigital lenders and credit platformsPayments processors and digital walletsMoney transmitters and remittance providersEmbedded finance and banking-as-a-service platformsNeobanks and deposit program managersPersonal finance and credit-data platforms
What Your Team Gains
A more manageable way to stay aware, assess impact and document follow-through.
Less source-by-source tracking
Reduce repeated searches across individual regulators, licensing portals, network sites and standards bodies.
Earlier product impact review
Give compliance and product owners the source, dates, affected topics and review context in one place.
Stronger policy and control alignment
Connect selected requirements with the policies, procedures and controls your teams rely on.
A clearer evidence trail
Keep updates, assessments, decisions, ownership and supporting evidence organized.
Frequently Asked Questions
Fintech monitoring, organized around your products and obligations.
Start with selected regulatory monitoring, then add policy assessment workflows when your team is ready.
Talk to AllgressWhich fintech requirements can RegWatch monitor?
Organizations can build watchlists around selected federal, state and industry sources, including consumer financial protection, lending, electronic transfers, BSA/AML, sanctions, money transmission and other licensing, privacy, cybersecurity, payments standards and bank-partnership guidance. Available coverage depends on the selected monitors and sources.
Can we organize monitoring by product or license?
Yes. Watchlists can be organized around products, legal entities, licenses, jurisdictions, partner relationships and internal owners so reviewers can focus on the sources relevant to their responsibilities.
Can RegWatch support bank-partnership oversight?
RegWatch can monitor selected prudential guidance, third-party risk materials and other sources relevant to bank-fintech relationships. Each organization and its partners remain responsible for determining applicability, contractual responsibilities and required controls.
Can we use RegWatch without uploading policies?
Yes. You can use RegWatch for regulatory monitoring and organized change alerts without uploading policies. Policy uploads are optional and enable policy assessment workflows.
How does policy gap assessment work?
You assign uploaded policies to selected monitors. When a monitored source changes, RegWatch can assess the assigned documents and identify areas that may require review, clarification or remediation.
Does RegWatch replace legal or compliance counsel?
No. RegWatch provides regulatory intelligence, workflow support and policy assessment assistance. Your organization remains responsible for determining applicability and obtaining legal, compliance or other professional advice where needed.
Start with the sources that matter to you
Make fintech regulatory monitoring easier to manage.
Create a free RegWatch account and begin building a watchlist around your products, licenses and partners.